Agricultural loans provide the capacity to purchase a new farm or expand current operations. Farm loans are available through traditional lenders as well as dedicated government agencies. Experience in farming and a good credit score is preferred to get approved for a farm loan.
We has been lending to farmers for decades. We are proud to be a Preferred Lender for the Farm owner globally, which can include beginning farmer loans. As a privately-owned Finance and investment company , we understands the risks and challenges of the agriculture business. In fact, most of our Agricultural Lenders are in this business themselves, so they understand more than just the basics. Farmers, ranchers, poultry operators and foresters have specialized lending needs to keep their operations growing and we have specialists who speak your language. Our knowledge and experience in the agriculture industry will give you the peace of mind that your loan process will be completed efficiently.
REAL BRIDGING FINANCE LIMITED takes pride in keeping a close relationship with our customers beyond loan closing and keeping a long-lasting relationship focused on the success of your operation.
Types of Farm Loans
- Poultry Loans
- Livestock Loans
- Farm Equipment Loans
- Farm Real Estate Loans
- Land Loans
- Lines of Credit
- Financing tailored to your exact needs
- Guarantee Loans
- Competitive Interest Rates
Farm Loans or buying a farming business
Building — or buying — your farm business will demand investment. While your bank may still be able to provide lending, there are now many other providers who may be more willing to lend and may be able to offer more attractive rates.
Most business loans are based around monthly repayments. However, there are lenders with experience of the farming sector who understand the pressures of seasonal cash flow. They may be able to make arrangements for quarterly repayments, or even special lending agreements to reflect seasonal income streams.
Unsecured loans don’t involve holding any assets as security against the loan, which is repaid in monthly or quarterly instalments over an agreed term, usually under 5 years. Modern lenders can provide fast Unsecured lending, but you might need to provide a personal guarantee.
Unsecured loans can be arranged to provide as much as £350,000, but borrowing at this level may be more cost-effective with a Secured loan.
Secured loans are ‘secured’ because the lender will require security in case you cannot pay the loan back. This could be your home, or business assets, such as your land itself.
You can have longer to repay, and enjoy lower interest rates, meaning monthly repayments can be smaller and easier to fit in with your cash flow.
Even if your business does not have the long trading history and profit record that lenders usually require, there are lenders who can help.
We’ll discuss your needs, and help you find the kind of loan to fit your business needs
Real Bridging Finance Ltd