Published May 12
Finance and Technology have always been intertwined, from the invention of the abacus to make financial calculations easier to the mammoth supercomputers that are used to drive complex financial models today. The fintech industry was born out of that merger, and now the majority of financial activity is carried out on mobile phones, enabling more people to have access to financial services. Technological disruptions over the last few decades have changed how we communicate, talk, make purchases, and do business. Emerging technologies in the financial services industry have consistently disrupted how consumers interact with their money, what they expect from financial institutions, and how those organizations operate. Today, new technologies make processes easier, more efficient, reduce errors, improve communication, and change how consumers see and interact with money...
Categories: Ag Policy, Agribusiness, Operating a Farm
Published May 9
The recent rise in the global construction and financing of solar power plants are rapidly in progression with less risks. This reflects the desire of governments and businesses to reduce dependence on fossil fuels, ensure energy security and environmental sustainability over the long term. Finding low-cost sources of financing for photovoltaic projects is becoming an important challenge for the development of renewable energy sources. In general, solar power plant project finance using various sources within the framework of individual financial models is considered more attractive for initiators of large projects compared to traditional bank loans. Havelet Finance Limited offers 100% financing for solar power plant projects and long-term investments for the construction of large solar power plants around the world...
Categories: Ag Policy, Agribusiness, Taxes
Published May 5
Project Financing and long-term investment for hydropower plant projects is becoming increasingly important for the development of the global energy sector in the context of growing competition for financial resources. Project finance (PF) was developed as a form of financing investment projects, the cost of which exceeds the capabilities of the organizers and requires external resources. Since the 1970s, there has been an increase in the number of projects implemented worldwide using this financial instrument, especially in the infrastructure and energy sector. Although PF is not a fundamentally new form of financing, its importance for the world economy is steadily increasing. Optimal risk allocation and off-balance sheet investments are very important for investors...
Categories: Ag Policy, Agribusiness, News
Published May 5
International bank loans — Ideal for Medium & Large Business!Havelet Finance Limited offers international bank loans to finance medium and large businesses in Europe, USA, East Asia and other regions of the world at affordable 2% interest rate. In recent decades, we have seen globalization trends that contribute to the internationalization of business and the entry of companies into world markets. The development of technologies, a powerful political impulse, concentration of capital, improvement of communications and transport require large players to develop new markets and use international bank loans for the development and implementation of capital-intensive projects, both at home and around the world. International financing of large business takes on a variety of forms, from lending to foreign trade operations to project financing for the construction of new facilities and long-term investment loans from international banks. In conditions of limited resources and increased risk, external financing becomes especially important for any business project in the energy, oil and gas sector, heavy industry, agriculture, tourism and other industries...
Categories: Ag Commentary, Ag Policy, Agribusiness
Published May 3
The big question today in Ag Economics is - Are we headed for recession or recovery? Damian Mason joins Chrissy Wozniak to discuss the current landscape of the agricultural economy. Damian is a well-known speaker who offers a wealth of information and insight into food security. He is frequently tapped to share his opinion on Newsmax, Cheddar & Fox Business. He’s an ag economist, speaker, the author of Food Fear, Do Business Better & Brutal Truth. He’s also the host of the podcasts Do Business Better & The Business of Agriculture...
Categories: Ag Commentary, Ag Policy, Agribusiness
Published May 1
Havelet Finance Limited is the only multilateral European private Financier/Loan lenders with an entirely social purpose. We have a deep understanding of social infrastructure project needs throughout Asia, America, Europe and Africa and the ability to stay engaged with its borrowers and project promoters. For this singular purpose, we remain the most reliable financial partner in all infrastructural and project finance. Havelet Finance Limited provide International loans to co-finance projects in any of its 42 member states, in accordance with its mandate. Potential borrowers include governments, regional or local authorities, and public or private financial institutions and banks...
Categories: Ag Policy, Agribusiness, News
Published May 1
We are Top Providers of SBLCs- Standby Letters of Credit. A standby letter of credit (SBLCs), refers to a legal document that a financial service company undertakes and guarantees the payment of a specific amount of money to a seller if the buyer defaults on the agreement. A standby letter of credit helps facilitate international trade between companies that may not have been engage in a business transactions before. However SBLC guarantees payment to a seller, the agreement must be followed in exact terms. The beneficiary of a standby letter of credit is confident of performing a business agreement with a reliable financial service company capable of seeing the payment through...
Categories: Ag Policy, Farmland and Real Estate, Succession Planning
Published Apr 29
A Comprehensive Overview of Project Finance and Corporate FinanceProject Finance and Corporate Finance (also referred to as Balance Sheet Financing) are two financing models to fulfill the basic objective of meeting the requirement of fund of a business entity, where both rely on debt and equity as a source of funds. The thin line that separates them, are (i) the purpose behind availing these types of finances and (ii) the security offered. Overall financials of a company are managed through corporate finance, which begins with financial modeling, raising capital, and optimizing fund usage. On the contrary, project finance comes into the picture when a specific project needs funding and the project’s assets and the project cashflows are offered as primary security apart from some additional collaterals. Despite the differences, corporate finance has often crept into the territory of Project Finance and has proven itself useful to finance certain projects...
Categories: Ag Policy, Agribusiness, Projects
Published Apr 24
Havelet Finance Limited can help you get a Farm/Agricultural loan with bad creditHavelet Finance Limited assist farmers to get Farm/Agricultural Loan even with bad credit Scores. Bad credit is notoriously a huge hurdle to getting a business loan, but Havelet Finance Limited can still still help you to obtain financing with a low credit score. Here’s how:1. Find low-credit agricultural lenders. Prospective farm owners can search for companies that lend to those with poor credit...
Categories: Ag Policy, Agribusiness, Farm Management
Published Apr 24
At Havelet Finance Limited, We offer the best low-interest personal loans since our formation. our mission is to empower you to make smarter financial decisions. We’ve been comparing and surveying financial institutions for more than 40 years to help you find the right products for your situation. Our award-winning editorial team follows strict guidelines to ensure the content is not influenced by advertisers. Additionally, our content is thoroughly reported and vigorously edited to ensure accuracy...
Categories: Ag Policy, Agribusiness, Farmland and Real Estate
Published Apr 20
Bridge loan helps real-estate or homebuyers take a loan against their current home in order to make the down payment on their new home. A bridge loan may be a good option for you if you want to purchase a new home before your current home has sold. This form of financing may also be helpful to businesses that need to cover operating expenses while awaiting long-term funding. When used for real estate, a bridge loan requires a borrower to pledge their current home or other assets as collateral to secure the debt — plus, the borrower must have at least 20% equity in that home. Bridge loans also tend to have high interest rates and only last for between six months and a year, so they’re best for borrowers who expect their current home to sell quickly...
Categories: Ag Policy, Agribusiness, Sustainable Agriculture
Published Apr 13
There are several reasons (financial and non-financial) that may trigger the need for financial restructuring, such as: a company is in financial difficulty when it cannot pay its debt (financial or commercial) or breaches covenants. In such distressed situations, stakeholders (debtors and lenders) want to protect their position and provide a stable platform to the company. Havelet Finance Limited deals and provides a suite of services to clients as detailed below:RestructuringSpecial SituationsCapital Structure AdvisoryStrategic AdvisoryShareholder AdvisoryValuationJVs, Partnerships & Strategic AlliancesFinancial Institution AdvisoryPreparation of Teasers, CIMs, management presentationsFinancial Due DiligenceOur global network of Deal Advisory professionals help solve complex problems or implement improvements, all the while helping you focus on the key questions that will strengthen your financial performance. Financial Restructuring When companies think that they may need a financial restructuring advisor, they probably already need one. Perhaps there is a looming maturity date without a forbearance plan, or a business line that is deteriorating more rapidly than expected, or a project which is stalled...
Categories: Ag Policy, Agribusiness, Poultry
Published Apr 11
Improving SMEs’ access to finance and finding innovative solutions to unlock sources of capital. Small and Medium Enterprises (SMEs) play a major role in most economies, particularly in developing countries. SMEs account for the majority of businesses worldwide and are important contributors to job creation and global economic development. They represent about 90% of businesses and more than 50% of employment worldwide. Formal SMEs contribute up to 40% of national income (GDP) in emerging economies...
Categories: Ag Policy, Irrigation, Marketing
Published Dec 31, 2021
For the final episode of 2021, we took a look back over Chrissy Wozniak's favorite question that she asks her guests at the end of each episode of the North American Ag Spotlight - Why do you do what you do? This industry is filled with inspirational people, willing to serve in many ways, helping farmers keep farming. North American Ag is devoted to highlighting the incredible people & companies in agriculture who impact our industry and help feed the world. Hear these great people answer this question: Tracy Brunet Trent Loos Brent Adams Jim Mundorf John Winchell Jordan Van Trump Larry Maguire MP Harriet Wegmeyer & Tamara Sealy Ethan Lane Courtney Meyers Katharine Knowlton Greg Martinelli Hannah Thompson-Weeman Katie Schmitt Bakur Kvezereli Stacy Anthony Tyler Bramble Jacek Chmielewski Anna Haldewang Bruce Button Don Parrish Kate Ziehm Michele Payn Nancy Vander Byl Tanner Beymer Tom Woodall Brad & Ella Kaur Dr. James Hebert...
Categories: Ag Commentary, Ag Policy, Agribusiness
Published Dec 5, 2021
Financing of Renewable Energy Projects. A propelling factor. Finding funds for large projects today is one of the major barriers to the development of the renewable energy sources (RES). The development of such projects requires significant capital expenditures for planning and designing, purchasing and installing equipment, as well as training or hiring personnel to operate and maintain the installed systems. This is especially true when it comes to geothermal power plants or other advanced technologies...
Categories: Ag Policy, Agribusiness, Grass-Fed Livestock
Updated Nov 30, 2021
Project finance refers to the funding of long-term projects, such as public infrastructure or services, industrial projects, and others through a specific financial structure. Finances can consist of a mix of debt and equity. The cash flows from the project enable servicing of the debt and repayment of debt and equity. Understanding Project FinanceThe structure of project financing relies on future cash flows for repayment of the project finances. The assets or rights held under the project act as collateral for the finance...
Categories: Ag Policy, Agribusiness, Conservation Plans
Published Nov 28, 2021
Factors to Consider While Choosing a Personal Loan LenderIt’s important to get in touch with a few lenders before applying for a personal loan. that will help you to determine which lender has the best overall offerings for your situation. When comparing lenders, keep an eye on the following factors. 1} Approval requirements. Every lender has its own threshold for approving potential borrowers, considering things like your income, credit score and debt-to-income ratio...
Categories: Ag Policy, Agribusiness, Sustainable Agriculture
Published Nov 24, 2021
What is a business equipment loan?A business equipment loan, or equipment financing, provides businesses with the funding they need to upgrade or repair the equipment they use for daily business functions. Qualifying equipment includes appliances, vehicles and electronics, such as computers. An equipment loan agreement usually cannot be used for payroll, real estate, debt servicing or other expenses. Following loan approval and funds remittance to you bank accounts, you begin making payments on the loan, which includes the total cost of the equipment plus interest over a fixed period. Once you have repaid the term loan in full, you own the equipment...
Categories: Ag Policy, Agribusiness, Farm Management
Published Nov 18, 2021
Understanding the most common reasons why loans are denied can also help to secure a small business loan. Realistically, there are many reasons why a small business loans application may not succeed in the loan process, despite undertaking significant research. It is at the discretion of the lending institution whether to grant a loan or not. Above all, as mentioned at the start of this guide, be clear why you need the small business loans and what you intend to use the funds for. According to James Walter, the founder of loan platform BBC Easy –“In my prior experience as the co-founder of a lending company, one of the most basic errors made by loan applicants was not telling me why their company needs the money...
Categories: Ag Commentary, Ag Policy, Agribusiness
Published Nov 15, 2021
There are some tried and true business strategies that have helped countless Small Business Owners grow their businesses that you’ll want to consider. If you’re hoping to attract new customers, retain existing ones, expand your resources, and increase your reach and revenue, keep reading for some helpful small business strategy options. While every strategy might not work for your business, hopefully they’ll give you an idea of how you can make your business stand out amongst the crowd. Create business and marketing plansOne of the best strategies for small business owners hoping to achieve business growth is a simple one, create a business plan and a marketing plan. Writing a business plan is a great way to map out your goals so that you can stay on track to meet them...
Categories: Ag Policy, Agribusiness, Farmland and Real Estate
Published Nov 8, 2021
The process of looking for money to fund your business must match the needs of the company. Where you look for money, and how you look for money, depends on your company and the kind of money you need. There is an enormous difference, for example, between a high-growth internet-related company looking for second-round venture funding and a local retail store looking to finance a second location. In the following sections of this article, we’ll explore six different types of investment and lending options. This should help you determine which funding options are viable for your business and which investment options you should pursue first...
Categories: Ag Commentary, Ag Policy, Agribusiness
By Nicole Otte
Published Nov 1, 2021
AGRONOMICS PRESS RELEASELeading Players at COP26 Call for Immediate Actions to Accelerate Renewable Energy JobsAbu Dhabi, UAE, 1 November 2021 – more than 130 renewable energy leaders, under the auspices of the International Renewable Energy Agency (IRENA) Coalition for Action, launched a call to action today, encouraging all governments at national, regional, and local levels to ensure access to high-quality, sustainable jobs during the energy transition. Limiting the earth’s temperature rise to 1. 5oC by 2050 requires a full decarbonisation of the energy sector. As such, the clean energy transition must progress rapidly. But to build a climate-resilient future, the energy transition must advance in a just and inclusive manner, leaving nobody behind...
Categories: Ag Policy, Sustainable Agriculture
