Published May 3
Hotel project funding; An appraisal of Construction Loans. The choice of optimal instruments for Hotel project funding and obtaining construction loans play a key role in the development of the hospitality and tourism business. The basis for the recovery and prosperity of this industry is the project financing of hotels and affordable long-term loans for the construction of new facilities or the reconstruction of existing ones. Havelet Finance Limited, A Channel Island Finance, Loan and investment company with an international presence, is ready to offer your business long-term financing for the construction and modernization of hotels in Europe, the USA, Canada, Latin America, the Middle East and South and East Asia and Africa. We specialize in long-term loans, organization of project finance (PF) schemes, investment engineering, consulting and management of large projects...
Categories: Ag Commentary, Farmland and Real Estate, Marketing
Published May 1
We are Top Providers of SBLCs- Standby Letters of Credit. A standby letter of credit (SBLCs), refers to a legal document that a financial service company undertakes and guarantees the payment of a specific amount of money to a seller if the buyer defaults on the agreement. A standby letter of credit helps facilitate international trade between companies that may not have been engage in a business transactions before. However SBLC guarantees payment to a seller, the agreement must be followed in exact terms. The beneficiary of a standby letter of credit is confident of performing a business agreement with a reliable financial service company capable of seeing the payment through...
Categories: Ag Policy, Farmland and Real Estate, Succession Planning
Published Apr 27
Unsecured vs. Secured Business Loans; Understanding their Differences and Application MethodsAt the point where what runs through your mind is starting up a business, one of the first decisions you’ll need to make is if you should get an unsecured or a secured loan. Typically, secured loans are preferable for business financing because they have lower interest rates, but lenders can foreclose on your assets if you default. Although unsecured loans don’t require collateral, they’re harder to get and far more costly than secured loansHere’s what you need to know about these types of loans to determine the best option for your business. Difference between Unsecured and Secured loans?Unsecured loans are provided based purely on a borrower’s ability to repay...
Categories: Agribusiness, Farmland and Real Estate, Homesteading
Published Apr 25
When you can’t or don’t want to go through a traditional lender, a hard money loan can be an option. Intended for home flippers and real estate investors, these short-term loans are generally underwritten based on the home being used as collateral, instead of your credit. However, these loans tend to be expensive and risky, especially if you’re new to flipping. Here’s what you should know about hard money before signing on the dotted line. What Is a Hard Money Loan?A hard money loan, often referred to as rehabilitation loan, is a type of loan backed by a “hard” asset, where the collateral is evaluated instead of the borrower’s financial profile...
Categories: Farmland and Real Estate, News, Precision Agriculture
Published Apr 24
At Havelet Finance Limited, We offer the best low-interest personal loans since our formation. our mission is to empower you to make smarter financial decisions. We’ve been comparing and surveying financial institutions for more than 40 years to help you find the right products for your situation. Our award-winning editorial team follows strict guidelines to ensure the content is not influenced by advertisers. Additionally, our content is thoroughly reported and vigorously edited to ensure accuracy...
Categories: Ag Policy, Agribusiness, Farmland and Real Estate
Published Apr 22
Financing for a business stat-ups is ideal provided the business that requires financing is viable enough to yield profits. Prior to that, you need to But consider how much money you need and when you will need it. The financial needs of a business will vary according to the type and size of the business. For example, processing businesses are usually capital intensive, requiring large amounts of capital. Retail businesses usually require less capital...
Categories: Conservation Plans, Farmland and Real Estate, Grass-Fed Livestock
Published Apr 21
A working capital Financing is used to finance a company’s everyday operations. These financing are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs. Those needs can include costs such as payroll, rent, and debt payments. In this way, working capital loans are simply corporate debt borrowings that are used by a company to finance its daily operations. Working capital financing is a common practice for businesses with an inconsistent cash flow...
Categories: Farmland and Real Estate, Human Resources, Irrigation
Published Apr 19
IFC in it’s adventure in Africa described healthcare system as most deteriorating and overwhelmingly the worst in the world! The way forward to eradicate such daunting situation is to engage in international project finance for succor within healthcare system. The countries with the highest rates of maternal death, death under 5 years old, deaths from trauma & injury and deaths from infectious disease are nearly all in Africa. Why is Healthcare in Africa Poor?Ultimately, it comes down to resources. Especially as the price of healthcare globally continues to increase. Jon Guber, a Professor of Economics at MIT describes how in 1950, the American government spent 5% of GDP on healthcare...
Categories: Crop Protection, Farmland and Real Estate, Human Resources
Published Apr 19
3 Financing Methods for Infrastructure ProjectsGood numbers of financing methods that are available for infrastructure projects, and for public-private partnership (PPP) projects in particular. 1#Government FundingThe Government may choose to fund some or all of the capital investment in a project and look to the private sector to bring in expertise and efficiency. This is generally the case in a so-called Design-Build-Operate project where the operator is paid a lump sum for completed stages of construction and will then receive an operating fee to cover operation and maintenance of the project. Another example would be where the Government chooses to source out the civil works for the project through traditional procurement and then brings in a private operator to operate and maintain the facilities or provide the service. Even where Governments prefer that financing is raised by the private sector, increasingly Governments are recognizing that there are some aspects of the project or some risks in a project that may be easier or more sensible for the Government to take...
Categories: Agribusiness, Farmland and Real Estate, Grass-Fed Livestock
By Corey Tyner
Published Apr 18
Every farmhouse deserves a makeover in 2022. Although the classic farmer-chic look was in for several years, just because you live on a farm doesn't mean your home has to feel trapped in that one style forever. Instead, it's a good idea to consider adding more details and perks to your property. These are seven of the best farmhouse upgrades everyone should add in 2022 and what they can do for your property. Adding Gorgeous Wood DetailsWood is one of the oldest materials, yet it still can breathe fresh life into whatever property it's in...
Categories: Farmland and Real Estate
By Corey Tyner
Published Apr 18
If you live on your farmland, you may feel like you're stuck in the aesthetic of a workable property. This leads to many farmhouses getting underserved when it comes to curb appeal and leaving many farm owners unhappy with their houses themselves. Instead of just settling for what your home’s exterior looks like, it’s important that you give your property the chance to thrive and look incredible. These are some of the best ways to upgrade your farm’s home landscaping. Creating Separate and Walkable SpacesOne of the best ways to create a new look for your house is to give it usable exterior space that feels unique from anything else on the property...
Categories: Farmland and Real Estate
Published Apr 17
Current trends, challenges and opportunities for Renewable Energy project finance cannot be over emphasized. Looking back at 2020 and the development of renewable resources, notwithstanding the COVID-19 pandemic, renewable energy continues to be a rapidly growing segment of the economy. In first three quarters of 2020, 70% of all new U. S. power capacity came from renewable energy, almost entirely solar and wind...
Categories: Agribusiness, Farmland and Real Estate, Operating a Farm
Published Apr 15
The Significance of Funding for BusinessThe significance of funding for business cannot be over emphasized. With rare exceptions, money is crucial to get a business up and running. Once profits start coming in, some of that revenue can be reinvested in the business to attract more customers and rake in even more profits. Proper planning and cash management ensure that business funds are not wasted on initiatives with a poor return on investment. Money as a Barrier to EntryAccording to MaRS, money, aka capital requirements, represents a significant barrier to entry for many people interested in starting a new business...
Categories: Farmland and Real Estate, Marketing, Poultry
Published Apr 14
The quest for a small-business loan either to fund your next stage of growth or to keep your business on solid ground during an unexpected crisis — one thing to consider is whether you’ll be expected to bring collateral to the table. Collateral acts as security for the lender in the event that you default on the loan and can’t repay it for any reason. If your business is short on assets that could be pledged as security, finding a no-collateral business loan may be your top priority. Fortunately, it’s possible to find business loans that don’t require collateral as a condition for approval. Before applying for one of these loans, it’s important to do your research so you know what to expect...
Categories: Farmland and Real Estate, Projects, Timber
Published Apr 14
WHAT IS TRADE FINANCEStructured trade finance deals with a type of debt finance, which is used as an alternative to conventional lending. It is regularly used in developing countries and in relation to cross border transactions. The aim is to promote trade by using non-standard security; it is usually used in high value transactions in bi-lateral trading relationships. Structured Trade Finance (STF) is a specialist and more complex type of finance, which is usually associated with commodity trading or other high value underlying products or large quantities. We usually see these types of finance set alongside the supply chain and able to be structured to work around terms agreed in large structured bilateral trading relationships...
Categories: Farm Management, Farmland and Real Estate, Irrigation
Published Apr 13
Concepts of Construction loans and their Efficacy. If you are finding it difficult to find a right home to purchase and/or how much it will cost to build a new house or renovate the one you currently call home. The process of borrowing the money to pay for this project is different from getting a mortgage to move into an existing property. Here’s everything you need to know about getting a construction loan. What is a construction loan?A construction loan is a type of bank-issued short-term financing, created for the specific purpose of financing a new home or other real estate project...
Categories: Agribusiness, Conservation Easements, Farmland and Real Estate
By Corey Tyner
Published Apr 12
Agriculture is one of the most incredible lines of work: but if you don't have the right setup, you could be doing a season's worth of work for nothing. The modern farmer has turned to warehouses for storage of not only their crops but also their supplies and vehicles. These are the main things you should want in your agricultural warehouse and why each of them matters so much. Weatherproof ExteriorThe main issue some people have in the long-term with poor quality agricultural warehouses is that they didn't pay enough attention to the exterior of the building. This means ensuring the structure can handle any rain, storm, heat, or other problem that may otherwise cause trouble...
Categories: Farmland and Real Estate
Published Apr 12
Real Estate Financing is a mortgage loan financing transaction between Borrower or the Special Subsidiary and an unaffiliated third-party lender whereby such unaffiliated third-party lender provides real estate financing secured solely by a mortgage Lien on the Headquarters Location and related fixtures. However, given the present state of the economy, you need to have a strategic approach while dealing with real estate investment, in order to make the most in the residential as well as commercial real estate business sector. Let’s explore some of the best possibilities of real estate financing and loan for real estate investment. Understanding real estate financingReal estate financing describes several financial methods used by potential investors for securing their independent capital investment. Therefore, it encompasses long-term financial methods used to secure capital while buying and renovating property from outside sources...
Categories: Agribusiness, Farm Management, Farmland and Real Estate
Published Apr 10
Financing your own business maybe somewhat daunting, but a rewarding process. However, financing a startup or small business can be a difficult, drawn-out process, especially for those with poor credit. While there is no minimum credit score you must have to get a business loan, traditional lenders have a range they usually consider acceptable. If you have a low credit score and no collateral to offer, consider an alternative loan. In this article, we break down 11 small business funding options, examine the benefits of alternative lending and provide tips on how to finance your business...
Categories: Agribusiness, Farmland and Real Estate, Sustainable Agriculture
Published Apr 9
NON-RECOURSE LOAN FINANCING- Comprehensive viewpoints. meaning of a non-resource loan, the lenders and what it take to qualify? These are an immanent questions that needs attention. From your mortgage professionals, we’ll give you the rundown of what you need to know about non-recourse loan financing. WHAT IS NON-RECOURSE LOAN FINANCING?A non-recourse loan is a loan secured by collateral, which is usually some form of property. If the borrower defaults, the issuer can seize the collateral but cannot seek out the borrower for any further compensation, even if the collateral does not cover the full value of the defaulted amount...
Categories: Agribusiness, Farm Management, Farmland and Real Estate
By Corey Tyner
Published Feb 28
Solar panels are one of the first things that people think of to make their property energy efficient, but it's not the only way to update your home! Including the awesome power of solar panels, these are some of the other ways you can reduce energy costs while investing in your home, and some information on what makes each of these options work!Monocrystalline Solar PanelsOut of the many types of solar panels, monocrystalline products are often thought of as premium solar products. These are the second most expensive, but if you can afford them, they're also the second most efficient, usually reaching 15 to 20 % efficiency. These are large flat panels with single crystal silicon ensuring that electrons have more room to move and allow electricity to flow. These are also very space-efficient, so homeowners need fewer to get the same power as other types. Monocrystalline solar panels tend to do best in warm climates, but they can handle themselves well regardless of where you put them...
Categories: Farmland and Real Estate
By Corey Tyner
Published Feb 9
Modern design is all about sustainability, longevity, and durability. From home exteriors to kitchen remodeling to landscaping, trends are pointing towards customizations that reduce maintenance, cut energy costs or improve structural durability. ICF (Insulated Concrete Form)Insulated Concrete Form (Commonly known as ICF Construction) is a growing trend in sustainable construction. ICF is known for its durability and easy maintenance as well as superior insulating capabilities. Some of the most significant benefits of ICF construction are:Energy-efficiency - ICF construction is thermally efficient, helping to regulate temperatures and reducing the need for additional insulation, saving homeowners on building materials and energy bills...
Categories: Farmland and Real Estate
By Corey Tyner
Published Jan 11
When building a farm workshop, you must consider the changes that this property may go through and the needs that not only you have for it: but anyone else who uses this building may have. These are the answers to some common questions about farm workshops and how to ensure you're building the best one possible. What Is a Farm Workshop, and Why do Materials Matter?A farm workshop is often the most important part of a farm. This building creates a focal point at the farmstead for you to repair and maintain machines, implements, and structures. It’s also an ample space to store your tools and machinery, as well as a great space to build anything new that you need for your farm...
Categories: Farmland and Real Estate
By Corey Tyner
Published Dec 16, 2021
When thinking about agricultural buildings, most are more concerned about what's going into them than the buildings themselves. However, it's vital to understand that the building matters! The type of siding you put on the outside of these structures can decide how long it will last, what it will look like, and how well protected the items inside are. Why The Right Siding MattersIf you're unsure why the type of siding matters, it's important to know that your choice in siding can decide the safety of not only the animals or items you keep inside the building: but also how long the building itself will last. Poorly chosen siding can lead to rot, mold, and moisture getting into the building, quickly rotting it and putting animals or items at risk. Below we're going to walk through the main types of siding, their pros and cons, and which might suit you better than the rest! These are the top materials to consider...
Categories: Farmland and Real Estate
By Corey Tyner
Updated Dec 13, 2021
Nobody wants their home to sit on the market for weeks or months at a time. Instead of having to struggle through the rise and fall of interest: you must put in the work so that your home will get snatched up as quickly as possible. These are some of the best home upgrades that will help you sell your home quickly, and why almost anyone could do them!1. Deep Clean Your Home’s ExteriorThe exterior of your home is often your property's first impression to buyers. So naturally, you want to ensure that your home gives the best first impression possible: so it's vital that you clean it up and make it look fantastic...
Categories: Farmland and Real Estate
By Corey Tyner
Updated Dec 6, 2021
Farmhouses have been in style for over a hundred years: and they're not going away any time soon. With their long-lasting popularity, they've been through several look changes, and 2022 is no different!In the new year, some shifts in attention are coming, and many farmhouses will benefit from these fantastic changes!1. Updated and Expanded DecksDecks are gorgeous areas where we can relax with our families and enjoy the outdoors while at home: so why not take this further? Many are expanding their decks and creating spaces for specific tasks or interests, from grilling to sunning. This allows these spaces to look unique and purposeful, and with the addition of cable railing for decks, you're able to ensure they're safe as well. Consider updating your stain to a light and warm-toned natural look!2...
Categories: Farmland and Real Estate
Published Dec 6, 2021
If you’re building a new home or embarking on major or a company embarking on a major road construction projects, you might be wondering how financing works for these types of big projects. Constructions loans have been designed specifically for this purpose, with several features that assist borrowers through the construction process. Is it easy to get a construction loan?Applying for a construction loan is more involved than your standard home loan application. Not only will you need to provide your financial details for assessment, but your lender will also need to see all documents relating to the build. Documents could include the building contract, council approved plans and evidence of your builder’s insurance...
Categories: Farmland and Real Estate, Precision Agriculture, Taxes
By Corey Tyner
Published Nov 29, 2021
In recent years there’s been a large movement of people leaving cities for more rural living. Instead of the rush and noise of city life, people are craving the quieter and slower pace of less populated areas. Unfortunately, besides the quiet, most people don’t know what they want from rural life. The property is cheaper outside of the city: but there’s a lot more to consider than just price. Here are the top things to think about before you make an offer on any land...
Categories: Farmland and Real Estate
Published Nov 23, 2021
PROJECT FINANCING WE have been in the business of International Project Financing for more than decades, we are poised with the ability to evolve in these ever changing economic times has led to our success. This we achieved through international project financing. Most financial institution who started with us dropped on the way but we are still standing strong. Our proven track record is testament to that. We provide Venture Capital Funding all over the world, in numerous currencies...
Categories: Agribusiness, Farm Management, Farmland and Real Estate
By Corey Tyner
Updated Nov 22, 2021
When we build onto our properties, we all want these structures to last as long as possible, look good, and serve the purpose that we need. Planning and considering everything necessary for those items to happen can be expensive and time-consuming, but it's vital to ensure that your investment is worth it. These are the top five building materials to consider when considering steel building kits prices and why it matters. Why Build With Steel?Steel has been used in construction since the late 1800s: and it's only gaining popularity. It's a sturdy enough building material that allows it to resist damage caused by earthquakes, tornadoes, or hurricanes: and is capable of lasting better against fire, ice, and termites...
Categories: Farmland and Real Estate, Projects
Published Nov 17, 2021
Here’s our updated guide to few business financing options you should know about as you seek funding for your small business. And for those who want to dive deeper, we’ve got you covered with links to our detailed and comprehensive guides to each type of business funding on our list. 1. Bank loans and SBA LoansThe first type of business financing that usually comes to mind when you hear the term ‘small business loan’ is a traditional bank loan. Bank loans come in many forms (short-term, long-term) and can be used for a wide variety of purposes (working capital, expansion, equipment purchasing, commercial real estate)...
Categories: Farmland and Real Estate, News, Precision Agriculture
Published Nov 15, 2021
There are some tried and true business strategies that have helped countless Small Business Owners grow their businesses that you’ll want to consider. If you’re hoping to attract new customers, retain existing ones, expand your resources, and increase your reach and revenue, keep reading for some helpful small business strategy options. While every strategy might not work for your business, hopefully they’ll give you an idea of how you can make your business stand out amongst the crowd. Create business and marketing plansOne of the best strategies for small business owners hoping to achieve business growth is a simple one, create a business plan and a marketing plan. Writing a business plan is a great way to map out your goals so that you can stay on track to meet them...
Categories: Ag Policy, Agribusiness, Farmland and Real Estate
Published Nov 12, 2021
There comes a time in the life of every small business when cash gets a little tight and decision makers look for outside sources of funding. In these instances, many small business owners will hop on the chance to secure a loan. But not everyone looks forward to the process and time it takes to get approved for a traditional business loan — and that’s assuming you can get approved in the first place. For small business owners who seek timely financing to invest in their business and cover their operating expenses, invoice financing may be a much more sensible funding option. What is the difference between invoice financing and invoice factoring?The terms “invoice financing” and “invoice factoring” are often used synonymously, though they’re not the same thing...
Categories: Farmland and Real Estate, Human Resources, Telemetry
Published Nov 7, 2021
What Is Debt Financing?Debt financing occurs when a firm raises money for working capital or capital expenditures by selling debt instruments to individuals and/or institutional investors. In return for lending the money, the individuals or institutions become creditors and receive a promise that the principal and interest on the debt will be repaid. The other way to raise capital in debt financing markets is to issue shares of stock in a public offering; this is called equity financing. How Debt Financing WorksWhen a company needs money through financing, it can take three routes to obtain financing: equity, debt, or some hybrid of the two. Equity represents an ownership stake in the company...
Categories: Agribusiness, Farmland and Real Estate, Sustainable Agriculture
